...please read the following disclosures.

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Privacy Statement

THIS PRIVACY STATEMENT DISCLOSES the privacy practices for the Pension Benefit Verification Service (PBVS).  PBVS, through this website, has agreed to disclose its information practices. You are notified of:

1. Personally identifiable information about you that is collected by PBVS from our website, or by any other means.

2. How the information is used.

3. With whom the information may be shared.

4. What choices are available to you regarding collection, use and distribution of the information.

5. How you can correct any inaccuracies in the information.

Information Collection and Use - PBVS is the sole owner of the information collected.  We will not sell, share or rent this information to others in ways different from what is disclosed in this statement.

Log Files - We may use IP addresses to administer this site and gather demographic information for aggregate use.  IP addresses are not linked to personally identifiable information.

Sharing - When you purchase services from PBVS, personal information which could be used to identify you is used exclusively for the purpose of providing the specific service requested.  However, we may share aggregated demographic information with our partners and advertisers.  This shared information is not linked to any personal information that can identify any individual person.  When you participate any of our surveys, the personally identifiable information that you provide will be provided to our partners and advertisers only if you elect so on the survey.  In addition, you may have be referred to us through our 'Referral for Cash Reimbursement Program'.  This program makes a reimbursement to the individual who made the referral, the amount of which is based on the amount of your payments for services to PBVS.  You are notified here that, if you have been referred to us by another individual and you purchase services from us, the individual who made the referral may receive payment under the program.  That individual would become aware of: (1) that you purchased services from us, and (2) the approximate amount of your purchase.  The 'amount of your purchase' means the aggregate amounts of good payments that we receive from you.  You are notified here that by purchasing our services, you agree to disclosure of the fact and approximate amount of your purchase in the event you have been referred to us under this program.  You may review this program by following this link: Referrals

Links - This website contains links to other sites. We are not responsible for the privacy practices of other sites. Read the privacy statements of each website that collects identifiable information.

Security - This website takes customary and reasonable precautions to protect your information. However see the No Warranty Notice below.

Correction/Updating Personal Information - If your personally identifiable information changes (such as a ZIP code), or if a you no longer desires our service, you may correct, update or remove your personal data by requesting in writing to PBVS.

Copyright Statement

All service marks and logos located on the Site are owned by PBVS unless otherwise indicated.  All Materials are the property of PBVS, unless otherwise indicated.  All Materials are protected by United States copyright laws and all other applicable laws. Removal or reproduction, by any means, of any Materials, logo, trademark, service mark, or the name of PBVS or its affiliates, is expressly prohibited without the prior written consent of PBVS.

No Warranty

Information on this website is provided "AS IS" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.  Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.  The information and data set forth on this website is for informational purposes only, and no warranty is made that the information is error-free.

Please note that once you leave this site, either by using a link we may have provided for your convenience or by specifying your own destination, PBVS accepts no responsibility for the content, products and/or services provided at these non-PBVS sites. PBVS does not control, endorse, promote or have any affiliation with any other website unless expressly stated on this site.

IN NO EVENT WILL PBVS BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES ARISING OUT OF ANY USE OF THIS WEBSITE, OR ANY OTHER HYPER-LINKED WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR DATA ON YOUR EQUIPMENT, OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES.

Information on this website may contain inaccuracies or errors.  Information may be changed or updated without notice.  We have no obligation to update information presented on this website, so information contained herein may be out of date at any given time.  We may also make improvements and/or changes in the products and/or programs described in this information at any time without notice.  The products, services and information on this website are intended to be made available only to persons in the United States.

PBVS may change this Statement from time to time without notice.  This Statement is not intended to and does not create any contractual or other legal rights in or on behalf of any party.